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CECL: Current Expected Credit Loss

Learn more about CECL: Current Expected Credit Loss
Current Expected Credit Loss model-based alternative scenarios

Are you prepared to implement a CECL solution that includes reasonable and supportable alternative scenarios?

Do you need to estimate future impairment based on scenarios?

Do you need to comply with the accounting requirements under the new accounting standards, CECL?

S&P Global solution for Current Expected Credit Loss addresses the credit loss estimation and forecasting challenges under the new FASB accounting standard.

Our proven model-based alternative scenario services enable firms to prepare for future economic outcomes, estimate future impairment based on scenarios, gain clarity of future risks within expected credit loss models, and comply with the accounting requirements under the new standard.

Our CECL solution provides clear and transparent alternative scenario narratives and forecast data needed for credit loss analysis and helps you:

  • Gain a broad and deep understanding of what is driving the US national and sub-national economies, future directions and risks
  • Implement risk management via model-based alternative scenarios and portfolio modeling
  • Understand forecasts of future policy actions and the market impacts

Alternative scenarios for the US Economy Sample our Expected Credit Loss model-based alternative scenario for the US
DOWNLOAD NOW
Get started Put our CECL scenarios and data to work
CONTACT US

The S&P Global Advantage

  • Regional depth: Economic outcomes down to the MSA/Regional level - 9 Regions, 50 States and all metros
  • Consistency: All models are econometrically derived and historically consistent both top-down and bottom-up
  • Expertise: Award winning forecasts produced by experienced economists using a widely acclaimed model. Forecasts and scenarios are produced via disciplined processes that have passed client and regulatory scrutiny for decades
  • Independent: Un-biased forecasts of the US Economy
  • Wide set of scenarios: Transparency and access to monthly scenario data both national (A1-A8 scenarios) and regional (A1-A3)

What’s Included

Data and Analysis

Delivers reasonable and supportable probability-weighted alternative scenarios and accurate, transparent, and comprehensive forecasts from our proprietary macroeconomic and financial models.

  • National and regional depth and breadth and extensive coverage of economic outcomes down to the MSA/Regional level
  • Access to quarterly (or monthly interpolated) data delivered monthly, both national (Baseline, A1-A7) and regional (Baseline, A1-A2) to provide a broad set of scenarios
  • All models econometrically derived and historically consistent both top-down and bottom-up
Service Benefits
  • Delivery through Connect platform
  • Full model validation for transparency
  • Flexibility and compatibility with vendor platforms
  • Direct access to economists
  • Award-winning models for the most accurate forecasts on the market today

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Research and Analysis
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Blog Dec 19, 2024

Global economic outlook: December 2024

Blog Dec 12, 2024

Fishing for CHPIs: Trade flows adapt to sanctions on Russia

Blog Dec 10, 2024

Power plays: Themes for 2025

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